We do not expect our ATM’s to be used for money-laundering; however, for prevention purposes and for the protection of the GOLD to go® system a module for the prevention of money-laundering has been implemented.
It comprises a combination of different limitation rule sets (absolute transaction size, transaction number, transaction limit for personal ID scanning) which prevent money-laundering as well as smurfing. The individual components may be adjusted flexibly.
Transaction limits | Controlled by the ATM software |
Credit card | 140 € (5 g Gold Bar) |
Credit card with PIN | unlimited, online-authorization |
Cash/EC card with PIN | unlimited, online-authorization |
Cash | unlimited |
Charge card | 200 € (maximum charge) |
Time limits | Controlled by the ATM software |
Credit card | 3 x in 24 hours, pause 48 hours |
| Credit card with PIN | 3 x in 24 hours, pause 48 hours |
| Cash/EC card with PIN | 3 x in 24 hours, pause 48 hours |
Cash | 3 x in 24 hours with personal ID scan, pause 48 hours |
Personal ID reader | Starting at € 1,000.- a personal ID must be scanned in. Data will be stored for 72 hours and deleted subsequently. |
At a purchase value of 1,000 € and above the ATM requires a scan of an official personal identification document. Only the ID-number combinations will be stored. No other data will be recorded. This process may be repeated 3 times within 24 hours. After the third purchase the customer receives a note and will be excluded from purchases for 48 hours at this ATM.
